Incite Strategies, LLC
101 East 8th St. Suite 130
Vancouver, WA 98660
(503) 395-3092
© 2021 Incite Strategies. All rights reserved.
It's time to break the bad credit cycle
You want so badly to qualify for a mortgage and move into the home of your dreams, but the goal seems so far in the distance.
You are not alone.
Every day we have new clients that come to us feeling exactly that way. It's hard not to be discouraged.
We want you to know, it is possible to fix your credit. You heard me correctly. “It is possible to fix your credit!”
Don't wait 7 years for negative information to fall of your credit report!
“I want a mortgage, but my credit score is not high enough”
Client login | 503.395.3092
How it works Resources FAQ
Hi, I'm Ivory!
We have established unique partnerships for our clients with Mortgage Loan Officers, Financial Advisors, and Insurance professionals to help you springboard from credit empowerment to financial success.
We have grown to a team of six well rounded team members and work across the country establishing financial literacy and credit success.
We want to see you thrive, not just survive, and to consider possibilities you thought out of reach. So, let’s talk about how we can make your dreams a reality!
I spent over a decade working for some of the biggest banks in the country, where I managed adherence to the laws and regulations for default, modification, foreclosure, and short sale processes. As I gained first-hand knowledge in the collections world, I saw the mechanics of how bad credit keeps people in a state of desperation. What’s more, I realized that I knew how to help. That’s how Incite Strategies was born.
As a licensed Financial Advisor, I know the importance of having every resource available to help you succeed.
Ivory Becker
FOUNDER
Credit Repair Pricing & payment schedule
$0
Today's free consultation including credit report review
GETTING STARTED
$250
First Work Fee - Credit Analysis, & Rebuilding Plan, education content & processing fee
WHEN YOU'RE READY
$120
Monthly fee billed on the 30th for prior 30 days work
1 MONTH LATER
Credit building products for every step of your journey
FICO Credit Monitoring with
Rebuilding credit card history with
Build Business Credit with:
Credit Builder Loan & Secured Card with
Credit Builder Loan with
Secured
Credit Cards
Personal
Loans
Auto
Loans
“I want a mortgage, but my credit score is not high enough”
It's time to break the bad credit cycle.
You want so badly to qualify for a mortgage and move into the home of your dreams, but the goal seems so far in the distance.
You are not alone.
Every day we have new clients that come to us feeling exactly that way. It's hard not to be discouraged.
We want you to know, it is possible to fix your credit. You heard me correctly. “It is possible to fix your credit!”
Don't wait 7 years for negative information to fall of your credit report!
I spent over a decade working for some of the biggest banks in the country, where I managed adherence to the laws and regulations for default, modification, foreclosure, and short sale processes. As I gained first-hand knowledge in the collections world, I saw the mechanics of how bad credit keeps people in a state of desperation. What’s more, I realized that I knew how to help. So I left.
Why Choose the Incite Method?
Our client credit stories
Sarah was originally referred to us by her lender with the goal of buying a house. Poor credit due to defaulted student loans, late payments and collection accounts were preventing her from qualifying. Her scores started at Equifax 514, Experian 518 and TransUnion 473. Only 6 months later, her scores jumped all the way up to: Equifax 741, Experian 681 and TransUnion 714! This was a total score increase of 212 points on Equifax, 163 points on Experian and 241 points on TransUnion! And guess what?? She not only bought her first home but was able to qualify for student loan forgiveness for $7,000!
Our client Amy came to us with a dream of purchasing the home she had been renting for twenty years. The owner was ready to sell. Amy's children had grown up in this home and her late husband had passed away in this home. He had a fast-acting cancer and Amy did everything she could to help him fight it. As she helped him, the medical bills continued to pile up. After his passing, she worked diligently to pay off each medical bill, so when she went to apply for a mortgage she would be ready. She had no idea she wouldn't qualify because of 21 paid medical collections showing up on her report and dropping her scores. With our help, the 21 medical collections were removed and she purchased her home!
Dave came to us after financial hardship. He was now in a position where he had a great job and had the income needed to qualify for a home. But, one thing was holding him back, late payment history, high credit card debt and old charged-off credit cards and collection accounts. He felt overwhelmed and unsure of how to handle the defaulted accounts. With our guidance he was able to tackle his credit card debt, see the removal of 31 negative items from his credit report causing a credit score increase of over 120 points on each credit bureau…and he bought a home for his family!
A Few of Our Partners
I spent over a decade working for some of the biggest banks in the country, where I managed adherence to the laws and regulations for default, modification, foreclosure, and short sale processes. As I gained first-hand knowledge in the collections world, I saw the mechanics of how bad credit keeps people in a state of desperation. What’s more, I realized that I knew how to help. So I left.
We partner with your lender during your credit journey so you can transition to homeownership without delay.
Get all the secrets of what it takes to create the MAXIMIUM impact to your score with minimal effort.
Get the Expert Level Course NOW =>
Find Us On Social Media
Also Featured In:
Ivory Becker: Disrupting the Credit Repair Industry by Prioritizing Education, Accessibility, and Empathy
In the United States, credit repair is a billion-dollar industry that helps change people’s lives. Due to a low barrier to entry, it is inevitable that some players will take advantage of inexperienced customers in order to make quick money. These leeches end up undermining the integrity of the whole community, thus making it difficult for other brands that are genuinely committed to helping clients. Ivory Becker is aware of this and is dedicated to transforming the tarnished image of the credit repair and debt management industry. Incite Strategies was created as a result of her dedication.
Incite Strategies Announces New Creditworthy Training Course to Help Mortgage Professionals Reduce Loan Turndowns
"The fact is consumers are better served having a third party discover the factors keeping their FICO score down and forcing Equifax, TransUnion, and
Experian to adhere to the Consumer Credit Protection Act Of 1968 and other federal laws designed to protect their rights," Becker said from her Vancouver, Washington office.
Developed by Fair, Isaac and Company in the 1950s, FICO is the universally used scoring system to measure a consumer's creditworthiness which largely determines interest rates lenders will offer borrowers.
Incite Strategies Announces New Creditworthy Training Course to Help Mortgage Professionals Reduce Loan Turndowns
Vancouver, Washington--(Newsfile Corp. - July 20, 2022) -Creditworthy an online training program developed for professionals in the mortgage industry, has been launched by a leading provider of credit and debt for consumers. Designed, specifically to help mortgage brokers and loan officers decrease the number of mortgage application rejections, the five-hour course was developed by industry thought leader and is available for download from the firm's... website.
TIKTOK
YOUTUBE
Missing a credit score?
Learn credit score basics & the top methods for establishing a high score quickly!
->Top 10 credit building methods
->What is a credit score?
-> What is a credit bureau?
->How Credit Bureaus Determine your Credit Score
->Do You Have Thin Credit Report/ Lack of Credit History?
->How Your Behavior Is Evaluated In Your Credit Report
->Credit Score Ranges And Their Meaning
->How Do You Check Your Credit Score?
->Fico Scoring Models
We have removed over 15,000 negative items and remove an average of $30,000 in collections for our clients monthly!
We work directly with your lender and realtor to understand the lender qualification requirements.
We have saved our clients millions of dollars in interest from mortgages, auto loans and other consumer debt by improving their credit!
Do more than remove credit damage! Re-establish positive credit history and teach you the secrets of the credit scoring models so you can hack the system!
Gain access to written content, video education and webinars!
Our average client ends the process with scores in the mid 700's.
Get expert advice on debt payment strategies for the biggest score boost potential
Gain access to ongoing consultations for all your credit questions.
Gain access to a client portal to track score progress, view copies of disputes, review credit report updates and much more!
Our credit specialists speak both Spanish & English.
Gain access to credit monitoring that provides you with multiple versions of your FICO credit scores.
We have removed over 15,000 negative items and remove an average of $30,000 in collections for our clients monthly!
We work directly with your lender and realtor to understand the lender qualification requirements.
We have saved our clients millions of dollars in interest from mortgages, auto loans and other consumer debt by improving their credit!
Do more than remove credit damage! Re-establish positive credit history and teach you the secrets of the credit scoring models so you can hack the system!
Gain access to written content, video education and webinars!