Incite Strategies, LLC
101 East 8th St. Suite 130

Vancouver, WA 98660
(503) 395-3092

© 2021 Incite Strategies. All rights reserved.

Empowering You to Rebuild Your Credit and Regain Financial Freedom  

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Hi, I'm Ivory!

We have established unique partnerships for our clients with Mortgage Loan Officers, Financial Advisors, and Insurance professionals to help you springboard from credit empowerment to financial success.  

We have grown to a team of six well rounded team members and work across the country establishing financial literacy and credit success.


We want to see you thrive, not just survive, and to consider possibilities you thought out of reach. So, let’s talk about how we can make your dreams a reality!

I spent over a decade working for some of the biggest banks in the country, where I managed adherence to the laws and regulations for default, modification, foreclosure, and short sale processes. As I gained first-hand knowledge in the collections world, I saw the mechanics of how bad credit keeps people in a state of desperation. What’s more, I realized that I knew how to help. That’s how Incite Strategies was born. 

As a licensed Financial Advisor, I know the importance of having every resource available to help you succeed. 

Ivory Becker  
FOUNDER  

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Our Affordable Pricing Options

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Master Your Credit: Unlock Financial Possibilities. Join our comprehensive credit course to gain the knowledge, tools, and strategies to take control of your credit. Learn credit management, score optimization, debt management, and more from our industry expert. Start your journey to financial empowerment today! 

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Credit building & financial options for every step of your journey

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Empowering You to Rebuild Your Credit and Regain Financial Freedom  

FREE credit consultation

FREE credit recommendations

FREE credit report review

FREE access to consolidation loan options

I spent over a decade working for some of the biggest banks in the country, where I managed adherence to the laws and regulations for default, modification, foreclosure, and short sale processes. As I gained first-hand knowledge in the collections world, I saw the mechanics of how bad credit keeps people in a state of desperation. What’s more, I realized that I knew how to help. So I left.

Why Choose the Incite Method?

Our client credit stories

Sarah was originally referred to us by her lender with the goal of buying a house. Poor credit due to defaulted student loans, late payments and collection accounts were preventing her from qualifying. Her scores started at Equifax 514, Experian 518 and TransUnion 473. Only 6 months later, her scores jumped all the way up to: Equifax 741, Experian 681 and TransUnion 714! This was a total score increase of 212 points on Equifax, 163 points on Experian and 241 points on TransUnion! And guess what?? She not only bought her first home but was able to qualify for student loan forgiveness for $7,000! 

Our client Amy came to us with a dream of purchasing the home she had been renting for twenty years. The owner was ready to sell. Amy's children had grown up in this home and her late husband had passed away in this home. He had a fast-acting cancer and Amy did everything she could to help him fight it. As she helped him, the medical bills continued to pile up. After his passing, she worked diligently to pay off each medical bill, so when she went to apply for a mortgage she would be ready. She had no idea she wouldn't qualify because of 21 paid medical collections showing up on her report and dropping her scores. With our help, the 21 medical collections were removed and she purchased her home! 

Dave came to us after financial hardship. He was now in a position where he had a great job and had the income needed to qualify for a home. But, one thing was holding him back, late payment history, high credit card debt and old charged-off credit cards and collection accounts. He felt overwhelmed and unsure of how to handle the defaulted accounts. With our guidance he was able to tackle his credit card debt, see the removal of 31 negative items from his credit report causing a credit score increase of over 120 points on each credit bureau…and he bought a home for his family!

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Loan Officer Success Stories: Hear from Our Satisfied Partners 

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I spent over a decade working for some of the biggest banks in the country, where I managed adherence to the laws and regulations for default, modification, foreclosure, and short sale processes. As I gained first-hand knowledge in the collections world, I saw the mechanics of how bad credit keeps people in a state of desperation. What’s more, I realized that I knew how to help. So I left.

We partner with your lender during your credit journey so you can transition to homeownership without delay. 

Get all the secrets of what it takes to create the MAXIMIUM impact to your score with minimal effort.

Get the Expert Level Course NOW =>

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Media Spotlight: In the News with Incite Strategies 

What's New in Credit Scoring: The Latest Developments and Changes

Credit scoring is a vital aspect of the lending industry, as it helps lenders evaluate borrowers' creditworthiness. In recent years, there have been many changes in credit scoring, from the introduction of new scoring models to the use of alternative data sources. In this article, we'll explore some of the latest developments and changes in credit scoring.

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What's New in Credit Scoring: The Latest Developments and Changes

Inaccurate, Unfair, or Unsubstantiated Items on Your Credit Report? Here's What to Do

Your credit report is a vital tool that lenders and other financial institutions use to determine your creditworthiness. It contains information about your credit history, including your payment history, current and past debts, and other financial information. Unfortunately, mistakes and inaccuracies can occur on credit reports, which can harm your credit score and limit your ability to obtain credit or loans. In this article, we'll discuss what to do if you discover inaccurate, unfair, or unsubstantiated items on your credit report.

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Inaccurate, Unfair, or Unsubstantiated Items on Your Credit Report? Here's What to Do

Can You Get a Mortgage with a Bad or Low Credit Score? Exploring Your Options

Your credit score is a crucial factor in determining your ability to qualify for a mortgage. Lenders use credit scores to assess your creditworthiness and determine the interest rate you'll receive. But what if you have a bad or low credit score? Can you still get a mortgage? The answer is yes, but it may require some extra effort and may come with additional costs.

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Can You Get a Mortgage with a Bad or Low Credit Score? Exploring Your Options

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Learn credit score basics & the top methods for establishing a high score quickly!

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We have removed over 15,000 negative items and remove an average of $30,000 in collections for our clients monthly!

We work directly with your lender and realtor to understand the lender qualification requirements.

We have saved our clients millions of dollars in interest from mortgages, auto loans and other consumer debt by improving their credit!

Do more than remove credit damage! Re-establish positive credit history and teach you the secrets of the credit scoring models so you can hack the system!

Gain access to written content, video education and webinars! 

Our average client ends the process with scores in the mid 700's.

Get expert advice on debt payment strategies for the biggest score boost potential

Gain access to ongoing consultations for all your credit questions.

Gain access to a client portal to track score progress, view copies of disputes, review credit report updates and much more! 

Our credit specialists speak both Spanish & English.

Gain access to credit monitoring that provides you with multiple versions of your FICO credit scores.


We have removed over 15,000 negative items and remove an average of $30,000 in collections for our clients monthly!

We work directly with your lender and realtor to understand the lender qualification requirements.

We have saved our clients millions of dollars in interest from mortgages, auto loans and other consumer debt by improving their credit!

Do more than remove credit damage! Re-establish positive credit history and teach you the secrets of the credit scoring models so you can hack the system!

Gain access to written content, video education and webinars! 

Incite Strategies Credit Repair | Transform Your Credit and Financial Future

FREE credit consultation

FREE credit recommendations

FREE credit report review

FREE access to debt consolidation options

Incite Strategies Credit Repair | Transform Your Credit and Financial Future