Incite Strategies, LLC
101 East 8th St. Suite 130
Vancouver, WA 98660
(503) 395-3092

© 2021 Incite Strategies. All rights reserved.

How can we help you?
Have you ever felt stuck with bad credit? You want so badly to qualify for a mortgage and move into the home of your dreams, but the goal seems so far in the distance. You are not alone. Every day we have new clients that come to us feeling exactly that way. It's hard not to be discouraged. We want you to know, it is possible to fix your credit. You heard me correctly. “It is possible to fix your credit!” We want that to be empowering. You absolutely do not have to wait 7 years for negative information to fall of your credit report! The best part is, we will help you transition from a house hopeful with poor credit to a homeowner with strong credit!

“I want a mortgage, but my credit score is not high enough”

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Hi, I'm Ivory!

That’s how Incite Strategies was born. I couldn’t believe how much more homebuyers with bad credit paid. It put those buyers in a situation that kept their heads under water, making it incredibly difficult to get ahead. What’s more, I realized that I knew how to help. My expertise in the laws and regulations within the collections industry gave me a wealth of knowledge on how to break the cycle of bad credit!

But I didn’t stop there. I want to do more than repair credit; I want to help people achieve financial freedom. As a licensed Financial Advisor, I know the importance of having every resource available to help you succeed. We have established unique partnerships for our clients with Mortgage Loan Officers, Financial Advisors, and Insurance Professionals to help you springboard from credit empowerment to financial success. We don't just want to fix your credit. We want to give you the tools you need to free yourself and your family from financial fear.

That means we want to help with your whole picture. I’ve assembled a team of experts that can help with every financial situation, from credit, to debt, to saving for the future.

I started Incite Strategies to give hope. To show others that they’re not trapped. To offer a way to a brighter future. Once people stop living hand-to-mouth, they have the opportunity to pursue dreams they’d long given up on.

That’s my dream. I want to see you thrive, to consider possibilities you thought out of reach. Let’s talk about how we can make your dreams a reality!

I spent over a decade working for some of the biggest banks in the country, where I managed adherence to the laws and regulations for default, modification, foreclosure, and short sale processes. As I gained first-hand knowledge in the collections world, I saw the mechanics of how bad credit keeps people in a state of desperation. What’s more, I realized that I knew how to help. So I left.

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Financial products for every step of your journey

It’s time to break the cycle.

Don’t wait any longer to experience the freedom a high credit score can give you.

Living with bad credit is just one more way to feel locked away and stuck. But no matter what your situation may be - whether you are trying to buy a home or achieve financial freedom - Incite Strategies will tear down those walls for you so that there's nothing holding back your success !

I spent over a decade working for some of the biggest banks in the country, where I managed adherence to the laws and regulations for default, modification, foreclosure, and short sale processes. As I gained first-hand knowledge in the collections world, I saw the mechanics of how bad credit keeps people in a state of desperation. What’s more, I realized that I knew how to help. So I left.

Why choose us?

We have an average of removing 19 negative credit reporting items per day with over 10,000 items removed in just the last 2 years alone!
 
We’ve saved hundreds of thousands of dollars in collections for our clients
 
Collectively it’s safe to say we have saved our clients millions of dollars in interest from mortgages, auto loans and other consumer debt by improving their credit!

What makes us unique

We don’t just remove negative accounts we also help you re-establish positive credit history and teach you the secrets of the credit scoring models so you can hack the system!
 
Defaulted student loans? No problem.
 
High interest debt? Learn when to refinance your debt, how and the best way to make your debt more attractive for lending opportunities…. like when you sit down to apply for that mortgage!
 
Not sure exactly what to do to get your credit report mortgage ready? We have you covered! We work directly with your lender and realtor to understand the lender qualification requirements.
 
We use factual disputing based on laws and not a “free for all approach”. Yes, we have actually read the Fair Credit Reporting Act!
 
We are repeatedly successful at removing late payments from your credit history that are non-compliant with the Fair Credit reporting Act
 
We want you to know your stuff. When you graduate to the status of strong credit, we want you to stay there! Gain access to written content, video education and webinars! Coming July 2022, you will even have access to comprehensive educational platform!
 

We know you want to hear the magic words:

Let's look at real examples of what we HAVE done:

Sarah was originally referred to us by her lender with the goal of buying a house. Poor credit due to defaulted student loans, late payments and collection accounts were preventing her from qualifying. Her scores started at Equifax 514, Experian 518 and TransUnion 473. Only 6 months later, her scores jumped all the way up to: Equifax 741, Experian 681 and TransUnion 714! This was a total score increase of 212 points on Equifax, 163 points on Experian and 241 points on TransUnion! And guess what?? She not only bought her first home but was able to qualify for student loan forgiveness for $7,000! 

Our client Amy came to us with a dream of purchasing the home she had been renting for twenty years. The owner of the property was ready to sell, and Amy was ready to buy it. Amy's children had grown up in this home and her late husband had passed away in this home. He had a fast-acting cancer and Amy did everything she could to help him fight it. As she helped him, the bills medical bills continued to pile up and eventually, she couldn't afford these bills. After his passing, she worked diligently to pay off each medical bill so when she went to apply for a mortgage, she would be ready. She had no idea she wouldn't qualify because of 21 paid medical collections showing up on her report and dropping her scores. With our help she was able to see successful removals of 20 medical collections and purchase her home! She was able to create the security she had dreamed of.

Dave came to us after financial hardship. He was now in a position where he had a great job and had the income needed to qualify for a home. But, one thing was holding him back, late payment history, high credit card debt and old charged-off credit cards and collection accounts. He felt overwhelmed and unsure of how to handle the defaulted accounts. With our guidance he was able to tackle his credit card debt, see the removal of 31 negative items from his credit report causing a credit score increase of over 120 points on each credit bureau…and he bought a home for his family!

A Few of Our Partners

I spent over a decade working for some of the biggest banks in the country, where I managed adherence to the laws and regulations for default, modification, foreclosure, and short sale processes. As I gained first-hand knowledge in the collections world, I saw the mechanics of how bad credit keeps people in a state of desperation. What’s more, I realized that I knew how to help. So I left.

We partner with your lender during your credit journey so you can transition to homeownership without delay. 

Missing a credit score?

Or are you not ready to take the leap to credit repair, but have the goal of establishing positive credit history to begin the journey of building or rebuilding your score? We have you covered! Get all the secrets of what it takes to create the MAXIMIUM impact to your score with minimal effort. This e-book packs a punch with 29 pages of purposeful content. No fluff, we promise! What are you waiting for, get the industry secrets to give you the credit boost you need!

Get all the secrets of what it takes to create the MAXIMIUM impact to your score with minimal effort. 

Get the eBook NOW =>